Zoe is the oldest Daughter of Daniel and Tracey Lloyd. Moving from town to town growing up Sarah and Zoe were very close. After finishing High School in 2014 Zoe found work in a Registered Training Organisation. In late 2015 she moved to Yarrawonga. After moving she had multiple jobs, many of which were at the same time, including cafe work, retail work at Supercheap Auto and waitressing. In the October after loosing Sarah, Zoe obtained employment for the Telstra Business Centre Wangaratta where she is a Business Development Manager. Zoe is to marry her Fiancé in May 2019.